Whether you are a frequent traveler or a casual vacationer, having a credit card with mileage rewards can be an excellent way to save money on flights and hotel stays. However, many credit cards come with high annual fees that can negate the benefits of the rewards program. In this article, we will explore the best credit card mileage rewards with no annual fee in 2023.
Chase Freedom Unlimited
The Chase Freedom Unlimited is a popular credit card with no annual fee that offers a generous rewards program. Cardholders earn 1.5% cashback on every purchase they make, and there is no limit to how much they can earn. Additionally, new cardholders can earn a $200 bonus after spending $500 on purchases in the first three months.
But the real value of the Chase Freedom Unlimited comes from its partnership with the Chase Ultimate Rewards program. Cardholders can transfer their cash back rewards to Ultimate Rewards points, which can then be used to book travel through the Chase travel portal or transferred to airline and hotel partners.
Overall, the Chase Freedom Unlimited is an excellent choice for anyone looking for a no annual fee credit card with a solid rewards program.
Discover it Miles
The Discover it Miles is another great credit card option for travelers. Cardholders earn 1.5 miles for every dollar spent on purchases, and Discover will match all of the miles earned during the first year of card membership. This means that new cardholders can earn 3 miles for every dollar spent during their first year.
In addition to the rewards program, Discover it Miles offers a number of other perks, including no foreign transaction fees and free access to your FICO credit score. The card also has a 0% introductory APR on purchases for the first 14 months, which can be helpful for anyone planning a big trip.
Citi Double Cash Card
The Citi Double Cash Card is a unique credit card that offers cash back rewards on purchases. Cardholders earn 1% cash back when they make a purchase, and an additional 1% cash back when they pay off their balance. This means that cardholders can earn up to 2% cash back on every purchase they make.
While the Citi Double Cash Card does not offer traditional mileage rewards, the cash back rewards can be used to offset the cost of travel. Additionally, the card has no annual fee and a 0% introductory APR on balance transfers for the first 18 months.
Capital One VentureOne Rewards Credit Card
The Capital One VentureOne Rewards Credit Card is a great option for anyone looking for a no annual fee credit card with solid mileage rewards. Cardholders earn 1.25 miles for every dollar spent on purchases, and there is no limit to how many miles they can earn. Additionally, new cardholders can earn a bonus of 20,000 miles (worth $200 in travel) after spending $500 on purchases in the first three months.
The Capital One VentureOne Rewards Credit Card also offers a number of other perks, including no foreign transaction fees and travel accident insurance. The card also has a 0% introductory APR on purchases for the first 12 months, which can be helpful for anyone planning a big trip.
Conclusion
There are many credit cards with mileage rewards and no annual fee to choose from in 2023. These four options are all excellent choices for anyone looking to save money on travel. When choosing a credit card, make sure to consider your spending habits and travel goals to find the card that best fits your needs.