Geico is an auto insurance provider that offers several types of mileage plans for their customers. The company offers different mileage brackets for people who drive different amounts of miles per year. Depending on the amount of miles you drive, you can choose from three different mileage brackets to get the best rate for your auto insurance. Understanding what each of the three mileage brackets entail can help you make the best decision for your specific needs.
Geico 500 Mileage Bracket
The Geico 500 Mileage Bracket is the lowest of the three mileage brackets offered by Geico. If you drive 500 miles or less per month, this is the best mileage bracket for you. This mileage bracket offers the lowest rate with the most coverage. It also includes discounts for drivers who have a clean driving record and have taken defensive driving courses. The coverage includes liability and collision coverage, as well as medical payments and uninsured motorist coverage.
Geico 2,000 Mileage Bracket
The Geico 2,000 Mileage Bracket is the middle tier of the three mileage brackets offered by Geico. If you drive between 501 and 2,000 miles per month, this is the best mileage bracket for you. This mileage bracket offers an increased rate with slightly more coverage. It also includes discounts for drivers who have a clean driving record and have taken defensive driving courses. The coverage includes liability and collision coverage, as well as medical payments and uninsured motorist coverage. It also includes some additional coverage such as rental reimbursement and towing coverage.
Geico 5,000 Mileage Bracket
The Geico 5,000 Mileage Bracket is the highest of the three mileage brackets offered by Geico. If you drive more than 2,000 miles per month, this is the best mileage bracket for you. This mileage bracket offers the highest rate with the most coverage. It also includes discounts for drivers who have a clean driving record and have taken defensive driving courses. The coverage includes liability and collision coverage, as well as medical payments and uninsured motorist coverage. It also includes additional coverage such as rental reimbursement, towing coverage, and gap insurance.
Which Mileage Bracket Is Right for Me?
When it comes to choosing the best mileage bracket for your auto insurance needs, it is important to consider your driving habits and lifestyle. If you drive less than 500 miles per month, the Geico 500 Mileage Bracket is the best option for you. If you drive between 501 and 2,000 miles per month, the Geico 2,000 Mileage Bracket is the best option for you. Finally, if you drive more than 2,000 miles per month, the Geico 5,000 Mileage Bracket is the best option for you.
Pros and Cons of Geico Mileage Brackets
The main benefit of Geico’s mileage brackets is that they offer a variety of options for different types of drivers, allowing you to get the best rate for your specific needs. However, the downside of Geico’s mileage brackets is that they can be confusing for some drivers. Additionally, the higher mileage brackets offer more coverage, but they also come with higher premiums.
Conclusion
Geico offers three mileage brackets for their customers, allowing them to get the best rate for their specific needs. The Geico 500 Mileage Bracket is best for drivers who drive 500 miles or less per month. The Geico 2,000 Mileage Bracket is best for drivers who drive between 501 and 2,000 miles per month. And the Geico 5,000 Mileage Bracket is best for drivers who drive more than 2,000 miles per month. Understanding the different mileage brackets offered by Geico can help you make the best decision for your auto insurance needs.